金融英语|金融英语:询问牡丹卡(对话二)

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A:How can I get the benefits from a personal credit card?

B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.

A:Is it convenient to use?

B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending^{1 and funds allocating,etc.}

A:Can I buy things with it?

B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.

A:What should I do if I am in bad need of funds?

B:You are relieved on the spot by using the credit borrowing functions of the Pony^{2 Card and obtain certain overdrafts3.}

A:That's good.

B:Try a Peony Card.

A:个人信用卡有哪些好处吗？

B:第一，用信用卡比用现金节省开支。是个人投资理财的好助手。除此之外，发卡机构对信用卡存款计付 利息 。

A:它用便捷吗？

B:当然啦。ATM机提供24小时自助服务。支取现金、查看账户、修改密码、划拨资金等业务操作便利。

A:我可以用它来购物吗？

B:可以啊。仅需将牡丹卡在POS机上轻轻一划，再敲几下件，即可完成消费付款。

A:假如我急切需要资金该如何解决呢？

B:你可以借助牡丹卡的信用借款功能获得肯定的透支便利，以解燃眉之急。

A:那太好了。

B:办一张牡丹卡试一试。

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A:What benefits do the Peony Credit Card have for personal cardholders?

B:You can purchase first and pay later.

A:Is that so?

B:Yes.In our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment^{4 payment service for Peony Card members. As a cardholder, you can make your choice according to your needs.}

A:How could I do when there is no funds in my card?

B:Don't worry about it.There is minimum debit^{5 amount which may be outstanding on your Peony Card for purchase use.}

A:Then,how much can I overdraw^{6 from my personal ordinary card?}

B:5,000 to 20,000 yuan price range are available for you to choose.

A:That's enough.

B:Get a Peony Card as soon.

A:牡丹信用卡对个人有哪些好处呢？

B:你可以先购物后付款。

A:是如此吗？

B:是的。在城区，几乎所有大中型的商场、超市，宾馆餐馆都为牡丹卡成员提供分期付款服务。作为持卡人，你可以参考需要选择。

A:假如卡上没钱该如何解决呢？

B:不必担忧。你卡上有最低信用额度供你购物。

A:那样我的这张普通卡能透支什么价格呢？

B: 产品 金额5,000元至20,000元供你选择。

A:这已经足够。

B:快点办一张牡丹信用卡片